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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,337 | $110,801+100.7% | $86,615+156.7% | $167,536+32.7% |
| Participation rate | 100.0% | 75.8%+24.2pp | 71.6%+28.4pp | 82.1%+17.9pp |
| Annual return | 4.37% | 116.96%-112.6pp | 63.51%-59.1pp | 478.82%-474.4pp |
| Employer contribution / active EE | $3,912 | $3,245+20.6% | $2,496+56.8% | $4,839-19.2% |
| Participant deferral / active EE | $12,000 | $4,547+163.9% | $3,699+224.4% | $6,342+89.2% |
| Admin fee / account holder | $1,077,690 | $8,417+12703.5% | $5,830+18386.6% | $12,315+8651.4% |