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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,279 | $72,404+74.4% | $110,243+14.5% | $64,173+96.8% |
| Participation rate | 97.5% | 73.3%+24.2pp | 79.8%+17.7pp | 69.6%+27.9pp |
| Annual return | 8.09% | -6.29%+14.4pp | 314.76%-306.7pp | 7.63%+0.5pp |
| Employer contribution / active EE | $2,342 | $2,282+2.7% | $3,827-38.8% | $2,381-1.6% |
| Participant deferral / active EE | $6,042 | $3,469+74.2% | $4,672+29.3% | $3,470+74.1% |
| Admin fee / account holder | $1,989 | $5,664-64.9% | $8,548-76.7% | $4,887-59.3% |