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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,050 | $226,105-48.2% | $182,540-35.9% | $152,897-23.4% |
| Participation rate | 90.5% | 82.5%+8.0pp | 78.0%+12.5pp | 82.5%+8.0pp |
| Annual return | 15.72% | 192.58%-176.9pp | 148.58%-132.9pp | 345.43%-329.7pp |
| Employer contribution / active EE | $1,043 | $4,978-79.1% | $4,076-74.4% | $4,764-78.1% |
| Participant deferral / active EE | $3,575 | $6,370-43.9% | $5,525-35.3% | $5,851-38.9% |
| Admin fee / account holder | $3,321 | $10,706-69.0% | $8,593-61.4% | $11,599-71.4% |