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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,902 | $93,182-21.8% | $146,647-50.3% | $79,389-8.2% |
| Participation rate | 88.5% | 76.4%+12.0pp | 80.1%+8.4pp | 70.7%+17.8pp |
| Annual return | 9.93% | 21.61%-11.7pp | 22.75%-12.8pp | 116.89%-107.0pp |
| Employer contribution / active EE | $2,045 | $2,420-15.5% | $4,137-50.6% | $2,428-15.8% |
| Participant deferral / active EE | $3,690 | $4,169-11.5% | $5,506-33.0% | $4,046-8.8% |
| Admin fee / account holder | $2,720 | $585+364.9% | $10,281-73.5% | $626+334.2% |