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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,099 | $226,135-97.3% | $182,558-96.7% | $152,909-96.0% |
| Participation rate | 80.0% | 82.5%-2.5pp | 78.0%+2.0pp | 82.5%-2.5pp |
| Annual return | 31.66% | 192.60%-160.9pp | 148.59%-116.9pp | 345.46%-313.8pp |
| Employer contribution / active EE | $1,372 | $4,979-72.4% | $4,076-66.3% | $4,764-71.2% |
| Participant deferral / active EE | $1,679 | $6,371-73.6% | $5,526-69.6% | $5,851-71.3% |
| Admin fee / account holder | $505 | $10,707-95.3% | $8,594-94.1% | $11,601-95.6% |