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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,700 | $48,364-24.1% | $71,796-48.9% | $62,881-41.6% |
| Participation rate | 97.8% | 60.6%+37.2pp | 69.1%+28.7pp | 69.3%+28.5pp |
| Annual return | 7.65% | 13.16%-5.5pp | 78.04%-70.4pp | 20.14%-12.5pp |
| Employer contribution / active EE | $969 | $1,042-7.0% | $1,924-49.7% | $2,281-57.5% |
| Participant deferral / active EE | $2,686 | $2,091+28.5% | $2,794-3.9% | $3,203-16.1% |
| Admin fee / account holder | $1,104 | $3,771-70.7% | $4,815-77.1% | $4,296-74.3% |