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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,233 | $115,810+37.5% | $101,271+57.2% | $158,966+0.2% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 6.39% | 56.15%-49.8pp | 46.48%-40.1pp | 302.95%-296.6pp |
| Employer contribution / active EE | $1,810 | $4,175-56.7% | $3,660-50.5% | $4,762-62.0% |
| Participant deferral / active EE | $20,500 | $4,958+313.5% | $4,371+369.0% | $5,983+242.6% |
| Admin fee / account holder | $8,372 | $7,248+15.5% | $5,948+40.8% | $11,250-25.6% |