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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,252 | $167,353-59.8% | $143,797-53.2% | $134,545-50.0% |
| Participation rate | 62.5% | 84.8%-22.3pp | 80.3%-17.8pp | 81.2%-18.7pp |
| Annual return | -13.33% | 0.48%-13.8pp | -0.04%-13.3pp | 418.37%-431.7pp |
| Employer contribution / active EE | $5,894 | $5,620+4.9% | $4,952+19.0% | $4,742+24.3% |
| Participant deferral / active EE | $4,978 | $6,447-22.8% | $5,638-11.7% | $6,401-22.2% |
| Admin fee / account holder | $398 | $18,096-97.8% | $14,679-97.3% | $11,431-96.5% |