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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,290 | $180,459-65.5% | $154,108-59.6% | $135,380-54.0% |
| Participation rate | 88.9% | 87.4%+1.5pp | 83.0%+5.9pp | 82.6%+6.2pp |
| Annual return | -6.10% | 888.21%-894.3pp | 735.21%-741.3pp | 519.81%-525.9pp |
| Employer contribution / active EE | $2,721 | $6,035-54.9% | $5,298-48.6% | $4,779-43.1% |
| Participant deferral / active EE | $2,843 | $5,806-51.0% | $5,081-44.0% | $5,609-49.3% |
| Admin fee / account holder | $1,357 | $16,145-91.6% | $13,411-89.9% | $10,828-87.5% |