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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,235 | $56,894-80.3% | $84,753-86.7% | $62,881-82.1% |
| Participation rate | 100.0% | 68.5%+31.5pp | 76.6%+23.4pp | 69.3%+30.7pp |
| Annual return | 3.77% | 6.30%-2.5pp | 22.78%-19.0pp | 20.14%-16.4pp |
| Employer contribution / active EE | $1,045 | $2,400-56.5% | $3,574-70.8% | $2,281-54.2% |
| Participant deferral / active EE | $1,653 | $2,709-39.0% | $3,712-55.5% | $3,203-48.4% |
| Admin fee / account holder | $1,027 | $3,581-71.3% | $5,333-80.8% | $4,296-76.1% |