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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,678 | $76,564-57.3% | $105,582-69.0% | $94,015-65.2% |
| Participation rate | 57.5% | 65.2%-7.7pp | 71.8%-14.3pp | 70.8%-13.3pp |
| Annual return | 17.30% | 20.69%-3.4pp | 18.61%-1.3pp | 17.84%-0.5pp |
| Employer contribution / active EE | $1,375 | $1,995-31.1% | $2,984-53.9% | $2,790-50.7% |
| Participant deferral / active EE | $3,281 | $3,320-1.2% | $4,353-24.6% | $4,249-22.8% |
| Admin fee / account holder | $4,113 | $7,129-42.3% | $12,856-68.0% | $8,951-54.0% |