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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,382 | $175,231-43.3% | $149,696-33.6% | $139,466-28.7% |
| Participation rate | 57.1% | 83.4%-26.2pp | 78.8%-21.6pp | 80.3%-23.2pp |
| Annual return | 16.99% | 166.77%-149.8pp | 134.46%-117.5pp | 373.66%-356.7pp |
| Employer contribution / active EE | $2,960 | $5,478-46.0% | $4,821-38.6% | $4,754-37.7% |
| Participant deferral / active EE | $7,400 | $6,521+13.5% | $5,682+30.2% | $6,712+10.3% |
| Admin fee / account holder | $4,131 | $16,155-74.4% | $13,212-68.7% | $11,409-63.8% |