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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,589 | $150,447-71.0% | $136,298-68.0% | $147,586-70.5% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 21.25% | 1049.15%-1027.9pp | 5156.27%-5135.0pp | 578.59%-557.3pp |
| Employer contribution / active EE | $2,901 | $5,256-44.8% | $4,696-38.2% | $4,876-40.5% |
| Participant deferral / active EE | $4,007 | $6,631-39.6% | $6,247-35.9% | $5,439-26.3% |
| Admin fee / account holder | $1,360 | $10,906-87.5% | $9,244-85.3% | $10,886-87.5% |