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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,762 | $81,208-85.5% | $98,920-88.1% | $79,856-85.3% |
| Participation rate | 59.1% | 72.5%-13.4pp | 76.0%-16.9pp | 69.6%-10.5pp |
| Annual return | 47.88% | 60.99%-13.1pp | 196.47%-148.6pp | 31.71%+16.2pp |
| Employer contribution / active EE | $855 | $1,960-56.4% | $2,689-68.2% | $2,471-65.4% |
| Participant deferral / active EE | $2,814 | $3,265-13.8% | $4,245-33.7% | $3,741-24.8% |
| Admin fee / account holder | $188 | $6,013-96.9% | $6,643-97.2% | $5,306-96.5% |