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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,575 | $217,432-10.5% | $185,851+4.7% | $167,553+16.1% |
| Participation rate | 94.7% | 86.1%+8.7pp | 81.7%+13.0pp | 82.1%+12.6pp |
| Annual return | 6.45% | 148.43%-142.0pp | 122.11%-115.7pp | 478.89%-472.4pp |
| Employer contribution / active EE | $9,256 | $5,874+57.6% | $5,168+79.1% | $4,840+91.2% |
| Participant deferral / active EE | $8,069 | $6,357+26.9% | $5,569+44.9% | $6,343+27.2% |
| Admin fee / account holder | $56,091 | $19,820+183.0% | $16,245+245.3% | $12,316+355.4% |