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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,540 | $148,629-45.1% | $135,982-40.0% | $139,487-41.5% |
| Participation rate | 95.2% | 83.9%+11.4pp | 81.9%+13.3pp | 80.3%+14.9pp |
| Annual return | 17.14% | 79.33%-62.2pp | 68.32%-51.2pp | 373.84%-356.7pp |
| Employer contribution / active EE | $4,001 | $5,247-23.7% | $4,859-17.7% | $4,755-15.9% |
| Participant deferral / active EE | $9,348 | $8,102+15.4% | $7,760+20.5% | $6,713+39.3% |
| Admin fee / account holder | $47,445 | $12,406+282.4% | $10,767+340.6% | $11,407+315.9% |