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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,354 | $64,719-57.7% | $112,249-75.6% | $68,486-60.1% |
| Participation rate | 100.0% | 67.2%+32.8pp | 75.1%+24.9pp | 67.9%+32.1pp |
| Annual return | -14.99% | -11.40%-3.6pp | 27.48%-42.5pp | -7.85%-7.1pp |
| Employer contribution / active EE | $2,525 | $2,747-8.1% | $3,636-30.5% | $2,597-2.7% |
| Participant deferral / active EE | $1,289 | $3,565-63.8% | $4,729-72.7% | $4,028-68.0% |
| Admin fee / account holder | $1,860 | $5,232-64.5% | $6,412-71.0% | $5,404-65.6% |