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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,510 | $81,504-60.1% | $102,437-68.3% | $80,959-59.8% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.31% | 25.60%-18.3pp | 24.95%-17.6pp | 35.67%-28.4pp |
| Employer contribution / active EE | $1,976 | $3,104-36.3% | $3,871-49.0% | $2,757-28.3% |
| Participant deferral / active EE | $1,539 | $3,871-60.3% | $5,060-69.6% | $4,300-64.2% |
| Admin fee / account holder | $489 | $6,719-92.7% | $8,388-94.2% | $6,925-92.9% |