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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,637 | $96,731+26.8% | $123,973-1.1% | $86,983+41.0% |
| Participation rate | 22.9% | 70.0%-47.1pp | 76.7%-53.7pp | 69.5%-46.6pp |
| Annual return | 14.02% | 17.33%-3.3pp | 388.13%-374.1pp | 25.83%-11.8pp |
| Employer contribution / active EE | $897 | $3,297-72.8% | $4,126-78.3% | $2,584-65.3% |
| Participant deferral / active EE | $2,237 | $4,152-46.1% | $5,247-57.4% | $4,194-46.7% |
| Admin fee / account holder | $3,793 | $8,722-56.5% | $11,799-67.9% | $7,856-51.7% |