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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,387 | $81,668-92.2% | $58,507-89.1% | $139,487-95.4% |
| Participation rate | 57.9% | 61.3%-3.5pp | 50.9%+7.0pp | 80.3%-22.4pp |
| Annual return | 23.83% | 7430.07%-7406.2pp | 4252.32%-4228.5pp | 373.84%-350.0pp |
| Employer contribution / active EE | $845 | $1,398-39.6% | $1,053-19.8% | $4,755-82.2% |
| Participant deferral / active EE | $1,751 | $2,554-31.4% | $1,922-8.9% | $6,713-73.9% |
| Admin fee / account holder | $27 | $3,212-99.2% | $2,486-98.9% | $11,407-99.8% |