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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,557 | $76,785-87.6% | $56,441-83.1% | $145,959-93.5% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.1pp |
| Annual return | 12.50% | 3000.51%-2988.0pp | 1704.21%-1691.7pp | 561.95%-549.4pp |
| Employer contribution / active EE | $809 | $1,381-41.4% | $1,039-22.2% | $4,661-82.6% |
| Participant deferral / active EE | $2,021 | $2,624-23.0% | $1,953+3.5% | $6,689-69.8% |
| Admin fee / account holder | $35 | $3,334-99.0% | $2,829-98.8% | $13,398-99.7% |