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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,557 | $76,519-87.5% | $56,025-82.9% | $145,897-93.4% |
| Participation rate | 57.1% | 63.2%-6.1pp | 52.5%+4.6pp | 80.3%-23.2pp |
| Annual return | 12.50% | 3017.03%-3004.5pp | 1712.69%-1700.2pp | 552.29%-539.8pp |
| Employer contribution / active EE | $809 | $1,383-41.5% | $1,042-22.4% | $4,663-82.7% |
| Participant deferral / active EE | $2,021 | $2,624-23.0% | $1,955+3.4% | $6,689-69.8% |
| Admin fee / account holder | $35 | $3,331-99.0% | $2,828-98.8% | $13,390-99.7% |