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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,366 | $43,075+54.1% | $74,577-11.0% | $62,881+5.5% |
| Participation rate | 90.7% | 58.1%+32.6pp | 68.1%+22.6pp | 69.3%+21.4pp |
| Annual return | 5.28% | 17.50%-12.2pp | 20.47%-15.2pp | 20.14%-14.9pp |
| Employer contribution / active EE | $2,636 | $1,498+76.0% | $2,525+4.4% | $2,281+15.6% |
| Participant deferral / active EE | $6,179 | $2,389+158.6% | $3,458+78.7% | $3,203+92.9% |
| Admin fee / account holder | $1,632 | $2,840-42.5% | $4,138-60.6% | $4,296-62.0% |