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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,787 | $166,242+170.6% | $165,071+172.5% | $145,884+208.3% |
| Participation rate | 75.0% | 82.0%-7.0pp | 78.6%-3.6pp | 80.3%-5.3pp |
| Annual return | 19.03% | 100.44%-81.4pp | 70.17%-51.1pp | 551.85%-532.8pp |
| Employer contribution / active EE | $23,853 | $5,283+351.5% | $4,347+448.7% | $4,662+411.6% |
| Participant deferral / active EE | $15,399 | $6,964+121.1% | $6,035+155.1% | $6,690+130.2% |
| Admin fee / account holder | $228,984 | $16,658+1274.6% | $12,695+1703.7% | $13,392+1609.9% |