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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,311 | $63,346+41.0% | $92,240-3.2% | $70,126+27.4% |
| Participation rate | 92.0% | 68.7%+23.3pp | 76.5%+15.5pp | 69.5%+22.5pp |
| Annual return | 11.57% | 530.19%-518.6pp | 176.29%-164.7pp | 73.15%-61.6pp |
| Employer contribution / active EE | $9,284 | $2,471+275.7% | $3,680+152.3% | $2,343+296.3% |
| Participant deferral / active EE | $3,684 | $2,854+29.1% | $3,897-5.5% | $3,332+10.6% |
| Admin fee / account holder | $7,298 | $3,841+90.0% | $5,194+40.5% | $4,645+57.1% |