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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,830 | $232,540-65.2% | $185,117-56.3% | $147,586-45.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 77.3%+22.7pp | 82.8%+17.2pp |
| Annual return | 23.40% | 43.03%-19.6pp | 40.50%-17.1pp | 578.59%-555.2pp |
| Employer contribution / active EE | $11,284 | $5,195+117.2% | $4,182+169.9% | $4,876+131.4% |
| Participant deferral / active EE | $9,039 | $5,834+54.9% | $5,045+79.2% | $5,439+66.2% |
| Admin fee / account holder | $11,714 | $10,275+14.0% | $8,159+43.6% | $10,886+7.6% |