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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,870 | $135,645-74.3% | $110,243-68.4% | $135,380-74.2% |
| Participation rate | 85.7% | 83.5%+2.3pp | 79.8%+5.9pp | 82.6%+3.1pp |
| Annual return | -2.58% | 513.24%-515.8pp | 314.76%-317.3pp | 519.81%-522.4pp |
| Employer contribution / active EE | $2,108 | $4,907-57.0% | $3,827-44.9% | $4,779-55.9% |
| Participant deferral / active EE | $9,722 | $5,507+76.5% | $4,672+108.1% | $5,609+73.3% |
| Admin fee / account holder | $6,155 | $11,458-46.3% | $8,548-28.0% | $10,828-43.2% |