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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,642 | $98,776+131.5% | $149,745+52.7% | $79,856+186.3% |
| Participation rate | 78.7% | 75.8%+2.9pp | 82.5%-3.8pp | 69.6%+9.1pp |
| Annual return | 6.13% | 27.38%-21.2pp | 276.72%-270.6pp | 31.71%-25.6pp |
| Employer contribution / active EE | $8,415 | $3,217+161.6% | $4,646+81.1% | $2,471+240.5% |
| Participant deferral / active EE | $6,882 | $5,681+21.1% | $6,843+0.6% | $3,741+84.0% |
| Admin fee / account holder | $2,489 | $6,053-58.9% | $9,312-73.3% | $5,306-53.1% |