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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,523 | $85,171-19.5% | $172,753-60.3% | $72,976-6.1% |
| Participation rate | 65.4% | 70.1%-4.7pp | 82.6%-17.3pp | 69.5%-4.1pp |
| Annual return | 18.15% | 27.32%-9.2pp | 803.00%-784.9pp | 81.02%-62.9pp |
| Employer contribution / active EE | $3,119 | $3,324-6.2% | $5,144-39.4% | $2,440+27.8% |
| Participant deferral / active EE | $3,747 | $3,260+15.0% | $5,198-27.9% | $3,608+3.9% |
| Admin fee / account holder | $764 | $5,880-87.0% | $13,956-94.5% | $5,124-85.1% |