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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,270 | $104,937+17.5% | $84,628+45.7% | $152,897-19.4% |
| Participation rate | 45.5% | 74.8%-29.4pp | 68.2%-22.8pp | 82.5%-37.0pp |
| Annual return | 20.17% | 373.88%-353.7pp | 258.80%-238.6pp | 345.43%-325.3pp |
| Employer contribution / active EE | $2,618 | $3,303-20.7% | $2,653-1.3% | $4,764-45.0% |
| Participant deferral / active EE | $7,640 | $4,690+62.9% | $3,900+95.9% | $5,851+30.6% |
| Admin fee / account holder | $10,315 | $6,243+65.2% | $4,914+109.9% | $11,599-11.1% |