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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,910 | $165,939-82.6% | $122,354-76.4% | $147,586-80.4% |
| Participation rate | 100.0% | 79.6%+20.4pp | 71.6%+28.4pp | 82.8%+17.2pp |
| Annual return | 5.21% | 34.56%-29.3pp | 30.28%-25.1pp | 578.59%-573.4pp |
| Employer contribution / active EE | $380 | $5,754-93.4% | $4,051-90.6% | $4,876-92.2% |
| Participant deferral / active EE | $434 | $4,005-89.2% | $3,287-86.8% | $5,439-92.0% |
| Admin fee / account holder | $15,893 | $7,425+114.1% | $5,479+190.1% | $10,886+46.0% |