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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,285 | $183,592-33.4% | $155,574-21.4% | $145,877-16.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.13% | 61.37%-52.2pp | 64.87%-55.7pp | 551.28%-542.1pp |
| Employer contribution / active EE | $11,286 | $5,317+112.3% | $4,676+141.4% | $4,663+142.0% |
| Participant deferral / active EE | $6,908 | $6,466+6.8% | $5,629+22.7% | $6,691+3.2% |
| Admin fee / account holder | $957 | $19,316-95.0% | $15,914-94.0% | $13,402-92.9% |