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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,489 | $211,946-68.6% | $169,452-60.8% | $135,379-50.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | -11.28% | 3.26%-14.5pp | 1.83%-13.1pp | 519.79%-531.1pp |
| Employer contribution / active EE | $3,692 | $5,117-27.8% | $4,157-11.2% | $4,779-22.7% |
| Participant deferral / active EE | $17,050 | $6,075+180.6% | $5,277+223.1% | $5,609+204.0% |
| Admin fee / account holder | $838 | $11,472-92.7% | $9,110-90.8% | $10,828-92.3% |