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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,511 | $138,114+55.3% | $125,391+71.1% | $134,545+59.4% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -24.06% | 750.88%-774.9pp | 572.41%-596.5pp | 418.37%-442.4pp |
| Employer contribution / active EE | $7,455 | $5,246+42.1% | $4,816+54.8% | $4,742+57.2% |
| Participant deferral / active EE | $8,743 | $7,801+12.1% | $7,448+17.4% | $6,401+36.6% |
| Admin fee / account holder | $1,585 | $11,570-86.3% | $10,009-84.2% | $11,431-86.1% |