Retirement plan

MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL HOME 401(K) PLAN

Name: MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL - MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL HOME 401(K) PLAN (2017) Form 5500
Creator: MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL HOME 401(K) PLAN, MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL

MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERALEIN 55-0768298Plan #002PY 2017

770 FAIRMONT ROAD - MORGANTOWN, WV 26505304-291-3458

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$380K

+32.2% from 2016

Total participants

0.0% from 2016

Average account balance

$75,914

+58.6% from 2016

Annual return

19.67%

+13.61 pp from 2016

Benchmarks

See 32,061 peers

Peer group

Industry81 - Other Services (except Public Administration)

Plan typeDefined contribution

Participants<25

Cohort32,061 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.08M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$154K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$31K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+17.55%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$12K

$1977 / participant

Other / not subdivided$12K100.0%

% of EOY assets

3.125%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$75,914

$99,031-23.3%

$86,597-12.3%

$147,585-48.6%

Participation rate

83.3%

76.3%+7.0pp

73.5%+9.8pp

82.8%+0.5pp

Annual return

19.67%

1312.56%-1292.9pp

964.96%-945.3pp

578.57%-558.9pp

Employer contribution / active EE

$1,447

$3,132-53.8%

$2,840-49.0%

$4,876-70.3%

Participant deferral / active EE

$6,517

$3,972+64.1%

$3,609+80.6%

$5,439+19.8%

Admin fee / account holder

$2,372

$5,711-58.5%

$4,906-51.6%

$10,885-78.2%

MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL HOME 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

MCCULLA ENTERPRISES DBA WILLIAM MCCULLA FUNERAL HOME 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion