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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,562 | $199,109+40.9% | $173,730+61.5% | $154,746+81.3% |
| Participation rate | 75.0% | 82.8%-7.8pp | 79.6%-4.6pp | 80.7%-5.7pp |
| Annual return | 18.49% | 20.02%-1.5pp | 19.96%-1.5pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,508 | $5,311-52.8% | $4,577-45.2% | $4,379-42.7% |
| Participant deferral / active EE | $10,907 | $7,113+53.4% | $6,326+72.4% | $6,730+62.1% |
| Admin fee / account holder | $8,698 | $20,916-58.4% | $17,523-50.4% | $14,365-39.4% |