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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,088 | $78,682-61.8% | $109,188-72.4% | $85,851-65.0% |
| Participation rate | 82.4% | 68.3%+14.1pp | 75.9%+6.5pp | 69.3%+13.0pp |
| Annual return | 10.56% | 25.09%-14.5pp | 25.76%-15.2pp | 318.63%-308.1pp |
| Employer contribution / active EE | $4,405 | $2,734+61.1% | $3,723+18.3% | $2,565+71.7% |
| Participant deferral / active EE | $0 | $3,468-100.0% | $4,654-100.0% | $3,952-100.0% |
| Admin fee / account holder | $4,602 | $5,470-15.9% | $6,755-31.9% | $6,261-26.5% |