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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,692 | $91,559-21.7% | $133,978-46.5% | $79,856-10.2% |
| Participation rate | 88.0% | 73.3%+14.7pp | 79.8%+8.2pp | 69.6%+18.4pp |
| Annual return | 8.42% | 61.85%-53.4pp | 45.10%-36.7pp | 31.71%-23.3pp |
| Employer contribution / active EE | $2,285 | $2,384-4.2% | $3,919-41.7% | $2,471-7.5% |
| Participant deferral / active EE | $3,035 | $3,734-18.7% | $5,047-39.9% | $3,741-18.9% |
| Admin fee / account holder | $40,255 | $6,321+536.8% | $8,930+350.8% | $5,306+658.6% |