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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,712 | $84,236-64.7% | $170,439-82.6% | $70,124-57.6% |
| Participation rate | 96.0% | 70.8%+25.2pp | 83.6%+12.4pp | 69.5%+26.5pp |
| Annual return | 19.98% | 23.06%-3.1pp | 205.94%-186.0pp | 73.14%-53.2pp |
| Employer contribution / active EE | $1,030 | $3,387-69.6% | $5,433-81.0% | $2,342-56.0% |
| Participant deferral / active EE | $708 | $3,086-77.1% | $4,939-85.7% | $3,332-78.8% |
| Admin fee / account holder | $516 | $5,698-91.0% | $13,881-96.3% | $4,645-88.9% |