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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,873 | $93,117-1.3% | $77,096+19.2% | $134,532-31.7% |
| Participation rate | 68.8% | 74.5%-5.7pp | 67.9%+0.8pp | 81.2%-12.5pp |
| Annual return | -17.31% | 62.67%-80.0pp | 42.35%-59.7pp | 418.27%-435.6pp |
| Employer contribution / active EE | $3,150 | $3,420-7.9% | $2,814+11.9% | $4,741-33.6% |
| Participant deferral / active EE | $2,764 | $5,241-47.3% | $4,429-37.6% | $6,401-56.8% |
| Admin fee / account holder | $1,306 | $6,948-81.2% | $5,428-75.9% | $11,429-88.6% |