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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,762 | $160,040-32.7% | $147,096-26.7% | $145,877-26.1% |
| Participation rate | 62.5% | 84.0%-21.5pp | 82.2%-19.7pp | 80.3%-17.8pp |
| Annual return | 15.04% | 98.49%-83.5pp | 419.75%-404.7pp | 551.28%-536.2pp |
| Employer contribution / active EE | $1,318 | $5,289-75.1% | $4,936-73.3% | $4,663-71.7% |
| Participant deferral / active EE | $4,799 | $8,429-43.1% | $8,071-40.5% | $6,691-28.3% |
| Admin fee / account holder | $9,312 | $15,050-38.1% | $13,005-28.4% | $13,402-30.5% |