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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,980 | $64,729-66.0% | $112,263-80.4% | $68,490-67.9% |
| Participation rate | 92.6% | 67.2%+25.4pp | 75.1%+17.5pp | 67.9%+24.7pp |
| Annual return | -23.01% | -11.40%-11.6pp | 27.49%-50.5pp | -7.85%-15.2pp |
| Employer contribution / active EE | $3,957 | $2,746+44.1% | $3,636+8.8% | $2,597+52.4% |
| Participant deferral / active EE | $5,564 | $3,566+56.0% | $4,729+17.6% | $4,028+38.1% |
| Admin fee / account holder | $791 | $5,222-84.9% | $6,410-87.7% | $5,403-85.4% |