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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,216 | $217,432-55.3% | $185,849-47.7% | $167,536-42.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 8.07% | 148.42%-140.3pp | 122.10%-114.0pp | 478.82%-470.7pp |
| Employer contribution / active EE | $5,596 | $5,875-4.7% | $5,169+8.3% | $4,839+15.6% |
| Participant deferral / active EE | $7,283 | $6,357+14.6% | $5,569+30.8% | $6,342+14.8% |
| Admin fee / account holder | $8,401 | $19,818-57.6% | $16,244-48.3% | $12,315-31.8% |