See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,688 | $72,607-86.7% | $90,749-89.3% | $66,914-85.5% |
| Participation rate | 32.1% | 73.7%-41.6pp | 75.7%-43.6pp | 69.8%-37.7pp |
| Annual return | -2.76% | -12.28%+9.5pp | -12.16%+9.4pp | 1.58%-4.3pp |
| Employer contribution / active EE | $988 | $2,369-58.3% | $2,921-66.2% | $2,544-61.2% |
| Participant deferral / active EE | $1,509 | $3,977-62.0% | $4,564-66.9% | $4,237-64.4% |
| Admin fee / account holder | $17 | $707-97.5% | $8,445-99.8% | $593-97.1% |