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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,538 | $123,155-26.5% | $108,753-16.7% | $155,188-41.7% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 22.27% | 44.73%-22.5pp | 37.47%-15.2pp | 148.84%-126.6pp |
| Employer contribution / active EE | $8,757 | $2,811+211.5% | $2,427+260.9% | $4,248+106.1% |
| Participant deferral / active EE | $8,340 | $4,623+80.4% | $4,115+102.7% | $6,531+27.7% |
| Admin fee / account holder | $349 | $12,126-97.1% | $10,320-96.6% | $14,480-97.6% |