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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,764 | $108,212-90.1% | $77,513-86.1% | $158,966-93.2% |
| Participation rate | 100.0% | 64.4%+35.6pp | 54.2%+45.8pp | 82.0%+18.0pp |
| Annual return | -2.48% | 31.67%-34.2pp | 54.81%-57.3pp | 302.95%-305.4pp |
| Employer contribution / active EE | $579 | $1,325-56.3% | $987-41.4% | $4,762-87.9% |
| Participant deferral / active EE | $662 | $2,455-73.1% | $1,861-64.5% | $5,983-88.9% |
| Admin fee / account holder | $8,360 | $3,709+125.4% | $2,859+192.4% | $11,250-25.7% |