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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,140 | $198,462-76.8% | $170,439-72.9% | $147,585-68.7% |
| Participation rate | 72.2% | 88.0%-15.7pp | 83.6%-11.4pp | 82.8%-10.6pp |
| Annual return | 11.82% | 257.30%-245.5pp | 205.94%-194.1pp | 578.58%-566.8pp |
| Employer contribution / active EE | $1,352 | $6,184-78.1% | $5,433-75.1% | $4,876-72.3% |
| Participant deferral / active EE | $1,287 | $5,629-77.1% | $4,939-74.0% | $5,439-76.3% |
| Admin fee / account holder | $874 | $16,852-94.8% | $13,881-93.7% | $10,886-92.0% |