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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,080,811 | $73,863+1363.3% | $143,797+651.6% | $68,490+1478.1% |
| Participation rate | 89.7% | 66.7%+23.0pp | 80.3%+9.3pp | 67.9%+21.8pp |
| Annual return | -22.15% | 0.91%-23.1pp | -0.04%-22.1pp | -7.85%-14.3pp |
| Employer contribution / active EE | $34,253 | $3,185+975.5% | $4,952+591.6% | $2,597+1219.1% |
| Participant deferral / active EE | $20,727 | $3,385+512.4% | $5,638+267.6% | $4,028+414.6% |
| Admin fee / account holder | $9,536 | $5,756+65.7% | $14,679-35.0% | $5,403+76.5% |