Retirement plan

VALLEY GARDENS, INC./VALLEY GARDEN CENTER 401(K) RETIREMENT PLAN

Name: VALLEY GARDENS, INC./VALLEY GARDEN CENTER - VALLEY GARDENS, INC./VALLEY GARDEN CENTER 401(K) RETIREMENT PLAN (2017) Form 5500
Creator: VALLEY GARDENS, INC./VALLEY GARDEN CENTER
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, VALLEY GARDENS, INC./VALLEY GARDEN CENTER 401(K) RETIREMENT PLAN, VALLEY GARDENS, INC./VALLEY GARDEN CENTER

VALLEY GARDENS, INC./VALLEY GARDEN CENTEREIN 55-0581368Plan #001PY 2017

PO BOX 5569 - CHARLESTON, WV 25361304-342-2255LinkedIn51-200 employeesfarming

Prospect flagsLow returnsLow assets / participant

How to read this page

Total assets (EOY)

$849K

+17.8% from 2016

Total participants

+10.4% from 2016

Average account balance

$16,023

+6.7% from 2016

Annual return

11.73%

+20.29 pp from 2016

Benchmarks

See 1,712 peers

Peer group

Industry11 - Agriculture, Forestry, Fishing and Hunting

Plan typeDefined contribution

Participants25-99

Cohort1,712 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.40M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$70K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

74.1%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$41K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.30%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$670

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2J3D

Plan features

2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$10K

$377 / participant

Other / not subdivided$10K100.0%

% of EOY assets

1.155%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,023

$57,828-72.3%

$117,039-86.3%

$70,126-77.2%

Participation rate

100.0%

67.1%+32.9pp

77.2%+22.8pp

69.5%+30.5pp

Annual return

11.73%

17.55%-5.8pp

18.95%-7.2pp

73.15%-61.4pp

Employer contribution / active EE

$1,047

$1,816-42.4%

$3,785-72.3%

$2,343-55.3%

Participant deferral / active EE

$1,017

$2,438-58.3%

$3,929-74.1%

$3,332-69.5%

Admin fee / account holder

$185

$3,548-94.8%

$5,974-96.9%

$4,645-96.0%

VALLEY GARDENS, INC./VALLEY GARDEN CENTER 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

VALLEY GARDENS, INC./VALLEY GARDEN CENTER 401(K) RETIREMENT PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion