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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,932 | $50,947-33.4% | $74,549-54.5% | $64,173-47.1% |
| Participation rate | 57.6% | 61.1%-3.4pp | 69.1%-11.5pp | 69.6%-11.9pp |
| Annual return | -8.83% | -1.85%-7.0pp | 32.53%-41.4pp | 7.63%-16.5pp |
| Employer contribution / active EE | $1,025 | $1,115-8.1% | $1,961-47.7% | $2,381-57.0% |
| Participant deferral / active EE | $1,620 | $2,302-29.6% | $3,108-47.9% | $3,470-53.3% |
| Admin fee / account holder | $262 | $4,221-93.8% | $5,059-94.8% | $4,887-94.6% |