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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,325 | $100,805+14.4% | $86,698+33.0% | $134,532-14.3% |
| Participation rate | 60.0% | 79.0%-19.0pp | 76.6%-16.6pp | 81.2%-21.2pp |
| Annual return | -13.58% | 29.09%-42.7pp | 35.95%-49.5pp | 418.27%-431.8pp |
| Employer contribution / active EE | $1,374 | $3,490-60.6% | $2,837-51.6% | $4,741-71.0% |
| Participant deferral / active EE | $1,844 | $5,339-65.5% | $4,656-60.4% | $6,401-71.2% |
| Admin fee / account holder | $2,279 | $10,925-79.1% | $7,493-69.6% | $11,429-80.1% |